Calculate the portfolio you need for “semi-FI” — where part-time income covers part of your expenses, and your investments cover the rest. Enter your annual expenses, your expected part-time income, and your withdrawal-rate assumption to estimate your Barista FIRE number, then adjust the “dial” to see how much faster financial independence can become when you … Read more
Find Your “Travel-Funded FI” Number and Make the World Your Default Nomad FIRE isn’t “vacation forever.” It’s financial independence built for movement—living out of one or two bags, changing countries every 1 to 6 months, and using geoarbitrage to keep spending sustainable while still experiencing the world. If traditional FIRE is designed around a home … Read more
Expat FIRE is what happens when you use global living—not just frugality and index funds—to make work optional. Find Your “Two-Numbers FI” Target (Local and Global) and Make Geoarbitrage Real The core idea is simple: if your lifestyle costs less in the right place abroad, your “FI number” can drop dramatically. Not because you gave … Read more
Find Your FI Number Where Compounding Does the Heavy Lifting Coast FIRE is the moment your portfolio hits a size where—if you stop contributing—time and compounding can carry it the rest of the way to traditional retirement. In other words: you don’t have to “hit FIRE” today. You just have to reach the point where … Read more
