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Hey, I'm Carlos!

I write about FIRE, geo-arbitrage, and the real-world logistics of living abroad—visas, costs, and tradeoffs—so you can make smarter global moves with fewer surprises. Learn more at the FIRE Blog, Nomad Blog, and Global Living Blog

Latest Posts

  • Living Abroad vs Traveling Abroad: The Lifestyle Design Difference (and the “Life Portability” Framework)
    Ten years ago, I decided to leave the United States and travel for one year. That year was one of the most fulfilling years of my life, and I enjoyed ... Read more
  • Barista FIRE: Semi-Financial Independence, Blue Zone Style
    Many people love the idea and possibility of financial independence, but in the current mix of average salary of ~$67,000 to average cost of living in the US, $60,000 to ... Read more
  • Moving to Colombia (2026 Guide): Visas, Cost of Living, Best Cities + US Tax Tips for Expats & Nomads
    For the aspiring expat, aiming to leave their home country for a more comfortable life abroad, with a slower pace and more time, Colombia always comes up as an option ... Read more
  • Nomad FIRE: A Complete Guide to Financial Independence in a Nomadic Life
    Many people fantasize about what life would be like if they could travel wherever they desired – financially secure enough to make such adventurous wanderings not just possible, but commonplace. ... Read more
  • Barista Fire Calculator
    Calculate the portfolio you need for “semi-FI” — where part-time income covers part of your expenses, and your investments cover the rest. Enter your annual expenses, your expected part-time income, ... Read more
  • Nomad FIRE Calculator
    Find Your “Travel-Funded FI” Number and Make the World Your Default Nomad FIRE isn’t “vacation forever.” It’s financial independence built for movement—living out of one or two bags, changing countries ... Read more
  • Expat FIRE Calculator
    Expat FIRE is what happens when you use global living—not just frugality and index funds—to make work optional. Find Your “Two-Numbers FI” Target (Local and Global) and Make Geoarbitrage Real ... Read more
  • Coast FIRE Calculator
    Find Your FI Number Where Compounding Does the Heavy Lifting Coast FIRE is the moment your portfolio hits a size where—if you stop contributing—time and compounding can carry it the ... Read more
  • ExpatFIRE: A Guide to Financial Independence Living Abroad
    Most people would love to achieve financial independence, but this lofty goal, with large “FI numbers” and pots of cash to save, often feels out of reach on average salaries. ... Read more
  • 82 Long-Term Visas for Nomads and Expats (2026 Directory)
    If you’re an aspiring nomad, expat, or FIRE follower who wants to find a good visa or residency option to live abroad long-term in your country of choice, the internet ... Read more

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